Critical Illness Insurance Atlanta GA
Critical illness cover or insurance is a long-term policy which covers the serious illnesses that are listed in your policy, meaning that, should you contract one of these, you will receive a tax-free, one-off payment.
Critical illness insurance also provides additional coverage for medical emergencies such as a heart attack, a stroke or cancer, which often incur a very high expenditure. The policy helps to cover costs where your basic health insurance may be insufficient. It offers another layer of financial security, which covers you in the event of becoming seriously ill.
Critical illness cover is often available as a combined policy with term life insurance, and when you take out a critical illness insurance policy, you can decide how long it should last — for example until your children have grown up or until the mortgage is paid off. It really depends on whether the monthly premium is worth the benefits of the payout compensation. If you and your family depend on your salary, it could be the protection you need, but if you do not have financial commitments or dependents, then critical illness insurance may not be necessary. This is something to discuss with your insurance broker.
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