Low deductions
Basically, a low deductible health insurance plan means that if you fall sick you will pay less money upfront before your plan starts paying. However, the downside is that your monthly premium will be higher. The reverse applies with a high deductible plan: your monthly premium will be lower and, while this may save a certain amount of money in the long run, you do run certain risks. If you do not anticipate many medical expenses, then of course it makes sense to minimize your premiums – but if the unexpected should happen you might find yourself in a disagreeable position if you choose this option.
Since insurance plans are a balancing act between deductibles and premiums, usually the more you are willing to pay each month on your premium, the lower your deductible.
It is a genuine dilemma, and you really need expert counsel and advice. An insurance specialist knows how to weigh all the pros and cons, to assess your potential medical needs, and to give you the benefit of their long experience in the insurance trade. Don’t agonize. Put yourself in the hands of the team at Health Insurance Advisor (515-225-9994) and let them resolve your insurance issues!
Low Deductible Health Insurance Atlanta, Kennesaw, Woodstock, Acworth, Roswell, Smyrna, Mableton, Sandy Springs, Vinings, Marietta GA
PPO Insurance Plans
PPO plans are particularly popular in the individual and family health insurance market.
Dental Insurance
Accident insurance covers workers for any incident that occurs at work.
Vision Insurance
The accident insurance will help to pay for all the medical and out-of-pocket costs incurred after an accidental injury.
Critical Illness
A long-term policy which covers the serious illnesses.